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He has a foreign friend who lives in America.英译汉
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更多“He has a foreign friend who lives in America.英译汉”相关的问题
第1题
A.he doesn’t think he has to
B.neither he thinks he has to
C.nor does he think he has to
D.he thinks he has not to, either
第3题
Visiting the Bank
Last week Tom Walker arrived in London where his company has a new office. His company started up six months ago in Hong Kong. Now they are expanding their business in Europe. He had to open a new bank account for his company at ABHK Bank. When he arrived at the bank, he couldn't find where to open an account. He asked at the customer service desk. They told him to go up to the Foreign Department on the fourth floor. The bank which has a branch in Hong Kong arranged everything for him. They transferred the funds, and completed everything electronically. He thought thanking was very efficient Then the bank manager Introduced him to their accountants who advise companies about international taxation.
21. Where is Tom Walker's company？
A. Hong Kong
B. Beijing
C. London
22. When did his company start？
A. One year ago.
B. One year before
C. About hail a year ago
23. Where did he open a new account？
A. At the customer service desk
B. in the Foreign Department
C. In the Accounting Department
24. What did the Hong Kong branch send to London？
A. Money
B. Papers
C. Books
25. What do the accountants help with？
A. Keeping books
B. Directors' reports
C.Tax laws
第4题
A) attends
B) highlights
C) buy
D) invest
E) telecommunications
F) superhighway
G) assess
H) access
I) advantage
J) privacy
K) transformation
L) transmits
M) charge
N) disposal
O) potential
Mr. Li runs a small trade company in Sichuan Province. He used to be worried about the sales of his goods, but now he simply logs on to the Internet and(1)the information about his company to almost anywhere. He now has so many resources at his(2)than before. He has even started to(3)in foreign countries and make money almost anywhere.
The(4)revolution has certainly changed the way we look at the world. And, most importantly, it allows people to get equal(5)to the information. People in less developed areas of the world are taking(6)of the benefits as well. One person says, "I used to have a small farm, but now I am doing international business." This is just one of the many benefits of the information(7). There are, however, some(8)challenges we will have to face. For example, there is a great deal of concern over(9)in the Information Age. Mr. Li(10)this point. Hopefully, we can solve this problem in the near future.
第5题
阅读理解A good opportunity for many international students to pursue a higher education is to leave their native country and come to the United States.
189 international students, mostly from India, decided to attend Southern University.
Following his father’s footstep, Rajeshekhar Chimmalgi, a freshman of physics major from India, came to Baton Rouge in 1998 and attended Southern University. He has good things to say to hopeful attendees.
“At Southern, the physics department staff and students helped me get through the registration process and advised me how to study and what classed to take,” Cimmalgi said.
The majority of international students at Southern are there to obtain a graduate degree and then return to their home country. However, during their short stay in the U. S., many international students find it hard to fit in.
“It’s really difficult because you are the only one and you don’t know anyone.” Chimmalgi said.
One of the easiest ways for them to feel comfortable is to be around people from their own culture. “I have some friends from Jamaica and Trinidad, so I don’t feel so out of place.” said one student named Boogle.
Farhana Lubna, a third semester graduate student from Bangladesh, feels that Southern could do more to make them feel comfortable. He said, “At Louisiana State University, they have an international expo and foreign students introduce their culture to the university. I think Southern could do something similar to that.”
1. Where was Chimmalgi from according to the passage？
A) Jamaica.
B) Trinidad.
C) Bangladesh
D) India.
2. How many students came from abroad at Southern University？
A) 189.
B) 198.
C) 289.
D) 819.
3. What was the reason for Chimmalgi to attend Southern University？
A) It is the best university in the States.
B) It has the largest number of international students in the States.
C) It is the university that his father graduated from.
D) It has the best international student program in the States.
4. How did Chimmalgi feel about studying at Southern University？
A) He was receiving the best education.
B) The staff and students were very helpful.
C) He found it very hard to fit in the American culture.
D) He felt out of place most of the time.
5. What did most international students plan to do after graduation？
A) Returning to their home country.
B) Staying for postgraduate studies.
C) Getting a job in the States.
D) Working for some international expos.
6. What can Southern University do to improve its international student program？
A) Employing better teachers for foreign students.
B) Having foreign students introduce their culture.
C) Letting foreign students live in the same building.
D) Providing more native food to foreign students.
第6题
The majority of international payments are made by way of bills of exchange either with or without a documentary credit. There are five parties to a bill of exchange : drawer, drawee, payee, acceptor and endorser.
The drawer is the person who draws the bill and the drawee is the person(or firm) on whom the bill is drawn. The payee is the person or firm to whom the bill is payable and it is most frequently the drawer. The acceptor is the person who undertakes to pay the bill by writing his acceptance across the face of the bill. An acceptance is a legal undertaking to pay the amount of the bill. An endorser is a person who endorses a bill by signing his name on it(usually on the back).
A bill is negotiated when it is transferred from one person to another in such a way as to constitute the transferee , the holder of the bill. A bearer bill is one that can be passed on by mere delivery. It is one that has been made out "X days after date pay the bearer,etc. " or one made out to a fictitious payee , or one which has been endorsed in blank,i. e. the last endorser has not given any instructions but merely signed his name. A bearer bill does not need to be endorsed by those who negotiate it , but to some extent it is less reliable than a bill with many endorsements. Bills which are not bearer bills are negotiated by endorsement and delivery. Those endorsing a bill as agents or representatives of a company can make this clear so that they are not personally liable.
When a bill is presented for acceptance, the drawee should accept it, if he refuses to do so, claiming perhaps that he has not authorized the bill to be drawn and knows nothing about it, the bill is dishonored by non-acceptance. If a bill is presented for payment on the due date,and the acceptor refuses to pay it,then the bill is dishonored by non-payment. It is now necessary for the holder to take certain action to protect himself.
· He must give notice of dishonor to the drawer and all other endorsers of the bill. In practice he usuaUy gives notice of the dishonor to the person from whom he obtained the bill , who gives notice to the person from whom he obtained it and the bill moves backwards towards the drawer. The process could be short-circuited if certain of the endorsers were famous names, for example accepting houses, who could easily be approached directly to honor the bill. Eventually the drawer must honor it, and he will bring an action against the acceptor.
· If it is a foreign bill, he must protest the bill, to safeguard his rights against the drawer and endorsers. There are two ways of obtaining formal evidence of the dishonor of the bill. The first is called "noting" the bill. The holder asks a notary public to re-present the bill. This official,when refused either acceptance or payment as the case may be,then writes on the face of the bill that it was dishonored. The " note" constitutes formal evidence of dishonor , so it is necessary to use the bill as evidence in court. With foreign bills a more formal process called " protesting" , is carried out. The notary public re-presents the bill, and if it is dishonored he draws up a formal certificate of dishonor,the protest. The protest must contain a copy of' the boill,and be signed by the notary making it. It must then specify the person at whose request the bill is being protested, the place and date of protest, the cause or reason for protesting the bill,the demand made and the answer given, or the fact that the drawee or acceptor could not be found. Protest will usually be done on the day of dishonor,but if there is good reason why this is not possible, it must be done with reasonable diligence after the delay has occurred. This might arise where the bill was presented by post and returned dishonored by post.
The legal consequences of dishonor may be listed as follows :
(a) The protesting of a foreign bill secures the position of the holder against all previous endorsers and the drawer. They become liable to compensate the holder for the loss he has suffered.
(b)ln practice the holder will turn to the person from whom he obtained the bill and will be put in funds by that person. That person then tums to his endorser and so on.
It might appear that a break in the chain could develop in the case of a bearer bill, because the bill is transferred by mere delivery and the transferor by delivery does not put his name on the bill. Although a person who transfers by delivery is not liable on the bill to the whole world , he is liable to his immediate transferee , because he warrants that the bill is what is purports to be , that he has right to transfer it , and that at the time of transferring it he knew of no fact rendering it valueless.
(c) Eventually the bill reaches the drawer who honors it and turns to the acceptor. They may agree to renew the bill with suitable arrangements on interest if the acceptor's difficulties are purely temporary. If this is not agreeable, the drawer may begin an action which will end in judgment for the drawer, possibly in distraint on the assets of the acceptor,or even in his bankruptcy.
Sometimes bills are "claused" with phrases which require the drawee to pay more than the actual value of the bill. There are three chief reasons why these were introduced over the years. First , the aim was to throw the burden of any exchange risk on to the foreign drawee. Second,it was to enable the drawer to provide for the payment of interest by the drawee,in order to compensate the drawer for the time taken for the drawee's payment to reach him. Third, a clause was often helpful in permitting the banker to act as an arbiter in deciding what rate of exchange to use when the drawee paid in local currency.
When the exporters and importers have been trading with one another for some time and have built up a satisfactory trading relationship, they may decide to dispense with documentary credits and rely solely on documentary bills as a means of payment. This means that the exporter will ship his goods and attach the documents relating to the consignment to the bill of exchange, which he draws on the importer. The bill and documents are then sent through the exporter's bank to the importer's bank (or another bank in the importer's country) for acceptance and/or payment. If they decide to trade on the basis of a clean bill of exchange then, the exporter will send the documents directly to the importer. The exporter loses control over the documents once he has parted with them and must rely upon the good faith of the importer for ultimate acceptance and payment of the bill.
A bill of exchange is a useful device not only as a means of settlement but also,if it is a usance bill as a means of obtaining credit. An exporter, having drawn a usance bill on his buyer,may obtain funds immediately by negotiating the bill or by borrowing from his bank against the bill that is sent for collection. The importer has the usance of the bill as a period of credit and may be able to resell the goods and obtain the proceeds before the maturity date of the bill. The bill is also useful as evidence of a debt , which can be used in a court of law.
When a biU of exchange is drawn under a documentary credit the drawer is assured of acceptance and payment by the issuing bank provided that he has fulfilled all the terms and conditions of the credit. No such assurance exists without a documentary credit, however , and therefore not to trade on a documentary bill basis is much more risky from the point of view of the exporter. Nevertheless, as the documents are channeled through the banking system with instructions that they should be handed over to the importer only against acceptance or payment of the bill, the system obviously does offer more protection than trading on the basis of clean bills of exchange.
If the exporter asks his bank to collect a documentary bill on his behalf, he instructs the bank to release the documents against acceptance of the bill, the bill is known as a D/ A bill. If the documents are to be released only against payment the bill is a D/P bill. While a sight bill is drawn the documents will be handed over only against payment, but for the majority of usance bills the instruction to the bank is to release the documents against acceptance of the bill. In some countries, particularly in the Far East, the documents may not be handed over until payment, even if the exporter wishes them to be released against acceptance. This encourages the importer to pay the bill before maturity. In some countries, it is possible for the importer legally to demand the documents upon acceptance of the bill, even though the exporter's instructions are for documents against payment. The drawee of a bill is entitled to inspect the documents. If the bill is a D/P bill, the drawee is usually allowed to respect them at the bank.
The process of discounting a foreign bill of exchange is called negotiation. The procedure is similar to that of discounting a domestic bill,in that the banker buys the bill and hands over the face value of it less discount,but there are some differences. Unlike a domestic bill,the bill will probably not have been accepted and may be either a sight bill or a usance bill. Indeed there may not be a bill at all as the documents may be negotiated on their own ones. When a bank negotiates a bill,it in effect buys it and then sends it for collection in its own right. However, it usually requires the exporter to sign a form undertaking to recompense the bank in the event of the bill being unpaid.
The amount of interest charged by a bank on a negotiation is calculated on the period between the date of negotiation and the date on which the bank receives the proceeds , and will include the time in getting the bill presented for acceptance , for it is only then that the usance of most bills begins to become effective.
Another expense that will be deducted by the negotiating bank will be the postal charges and stamp duty ,if any, plus a commission.
Questions for reading :
第7题
According to the passage, economics is studied to______.
A．get more resources for human beings
B．put human wants under some control
C．satisfy the unlimited human wants with the limited resources
D．produce better goods and services for all human beings
第8题
Ricci is so confident that he has christened his quest "Operation Columbus" and has set his sights on discovering an American readership of 300,000. That goal may not be too far-fetched. The Italian edition of FMR - the initials, of course, stand for Franco Maria Ricci–is only 18 months old. But it is already the second largest art magazine in the world, with a circulation of 65,000 and a profit margin of US ＄ 500,000. The American edition will be patterned after the Italian version, with each 160-page issue carrying only 40 pages of ads and no more than five articles. But the contents will often differ. The English-language edition will include more American works, Ricci says, to help Americans get over "an inferiority complex about their art." He also hopes that the magazine will become a vehicle for a two-way cultural exchange - what he likes to think of as a marriage of brains, culture and taste from both sides of the Atlantic.
To realize this vision, Ricci is mounting one of the most lavish, enterprising-and expensive-promotional campaigns in magazine - publishing history. Between November and January, eight jumbo jets will fly 8 million copies of a sample 16-page edition of FMR across the Atlantic. From a warehouse in Michigan, 6.5 million copies will be mailed to American subscribers of various cultural, art and business magazines. Some of the remaining copies will circulate as a special Sunday supplement in the New York Times. The cost of launching Operation Columbus is a staggering US＄5 million, but Ricci is hoping that 60% of the price tag will be financed by Italian corporations." To land in America Columbus had to use Spanish sponsors," reads one sentence in his promotional pamphlet. "We would like Italians."
Like Columbus, Ricci cannot know what his reception will be on foreign shores. In Italy he gambled - and won - on a simple concept: it is more important to show art than to write about it. Hence, one issue of FMR might feature 32 full-colour pages of 17th-century tapestries, followed by 14 pages of outrageous eyeglasses. He is gambling that the concept is exportable. "I don't expect that more than 30% of my reader... will actually read FMR," he says. "The magazine is such a visual delight that they don't have to." Still, he is lining up an impressive stable of writers and professors for the American edition, including Noam Chomsky, Anthony Burgess, Eric Jong and Norman Mailer. In addition, he seems to be pursuing his won eclectic vision without giving a moment's thought to such established competitors as Connoisseur and Horizon. "The Americans can do almost everything better than we can," says Ricci, "But we (the Italians) have a 2,000 year edge on them in art."
第9题
Napoleon once called the British " a nation of shopkeepers" . That was intended as an insult , but had he called us a nation of traders it could not have been disputed. In Britain we buy and sell more per head of population than the people of any other country. Our island is too small to grow enough food for our people and so we need to eam enough from our exports to sustain our population.
One complication of export trade is that each country has its own independent currency system; and another is that many countries impose custom duties or other restrictions on imports.
The would-be exporter is faced with a number of problems. First there is the need to find a customer for his goods. The actual operation of selling is made more difficult because of language barriers and cultural differences. There are also additional transport problems because of the greater distances involved and often unfamiliar territories. When the manufacturer turns from selling at home to selling overseas, his problems are magnified. This is particularly true in terms of finance.
The first financial problem facing the exporter is the time taken to deliver his goods. There could be a long delay while his merchandise is in transit between London and, say, Karachi. He has incurred the costs of production, but when is he going to be paid？ The second problem is even more serious. How sure can he be that he is going to be paid at all？ And even when he receives payment his troubles may not be over. If he is paid for his goods in other currency other than sterling, and what if the other currency has fallen in value since the contract is made？ These are the perennial problems for the exporter.
Fortunately for our exporters and for our economy generally, help is available both from the government and the banks. From the government side, the Export Credits Guarantee Department offers British exporters, in return for a fee, insurance against bad debts incurred as a result of sales to foreign buyers. The Export Intelligence Department also helps by providing them with useful advice and information. The most straightforward method of financing the operations for the exporter is to borrow the necessary funds from his bank. This way he can ship his goods abroad and draw on his bank for the funds needed to carry on production while he is awaiting the proceeds. But of course the borrowings from the bank will lower his p rofit margins.
Another method of financing international trade is by documentary credit. A document known as a bill of exchange is drawn by the importer in favor of the exporter and, although the bill of exchange is a very convenient method of payment for oversea trade, once again it serves to reduce the profit margin for the exporter.
Questions for reading :
第10题
A.quotation
B.quote
C.quota
D.quality
第11题
A.have realized
B.has realized
C.have been realized
D.has been realized
